Benefits & resources

Home Adaptation Grants for Colorado Veterans

Help paying for ramps, roll-in showers, wider doors, grab bars and other changes that make a home safer for a veteran with a disability. Here is what each program is, the most it pays, who decides and where to apply.

Last checked November 2, 2026. VA amounts are the latest VA has published, for federal fiscal year 2026, and VA sets new ones each year. Check the official page before you plan around a number.

VETEFITS isn’t the VA and doesn’t decide eligibility. VA, or the state program named on each row, decides who qualifies and how much. Nothing here guarantees an award.

From VA 5

Your VA rating and the kind of disability decide which ones fit.

  • Specially Adapted Housing (SAH)

    Building, buying or changing a home so you can live in it with a severe disability.

    Up to $126,526

    in total, which you can use up to six times (FY2026 figure, set by VA each year).

    Who can get it Veterans and service members who own, or will own, the home and have certain service-connected disabilities, such as the loss or loss of use of more than one limb, blindness in both eyes or certain severe burns.

    How to apply VA Form 26-4555, online, by mail or in person.

    Who decides VA.

  • Special Home Adaptation (SHA)

    Changes to a home you or a family member own.

    Up to $25,350

    in total, which you can use up to six times (FY2026 figure, set by VA each year).

    Who can get it Veterans and service members with certain service-connected disabilities, such as the loss or loss of use of both hands, certain severe burns or certain breathing injuries.

    How to apply VA Form 26-4555, the same form as SAH.

    Who decides VA.

  • Temporary Residence Adaptation (TRA)

    Adapting a family member’s home that you live in for now.

    Up to $50,961

    if you qualify for SAH, or $9,100 if you qualify for SHA (FY2026 figure, set by VA each year).

    Who can get it Veterans and service members who qualify for an SAH or SHA grant.

    How to apply Ask VA. Its how-to-apply page names VA Form 26-4555 for SAH and SHA, but not TRA.

    Who decides VA.

  • Home Improvements and Structural Alterations (HISA)

    Medically needed changes, such as entry access, an accessible bathroom, permanent ramps or lower counters. It does not pay for routine repairs such as roofs, furnaces or air conditioning, or for decks.

    $6,800 lifetime

    for a service-connected disability, or for any disability if you have a service-connected rating of at least 50%. A lifetime $2,000 otherwise. VA sets these amounts.

    Who can get it Veterans and service members whose VA doctor prescribes the change. If you rent, the owner has to sign a notarized statement.

    How to apply A prescription from your VA doctor, then VA Form 10-0103 to Prosthetics.

    Who decides VA health care, through the Prosthetics service at your VA medical center.

  • Veteran Readiness and Employment (VR&E) Independent Living

    An evaluation for VR&E’s home adaptation grant, which is part of a rehabilitation plan, for changes like wider doorways or ramps.

    No set amount

    VA does not publish one. Ask VA or a service officer.

    Who can get it Veterans with a service-connected disability who are eligible for VR&E.

    How to apply Apply for VR&E at va.gov.

    Who decides VA.

From the State of Colorado 3

Separate from VA, and each has its own rules.

  • Colorado Home Modification Tax Credit

    Tax credit

    Accessibility changes such as ramps, bathrooms, grab bars and wider doors. It is a tax credit, not a check.

    Up to $5,000

    non-refundable, per person with a disability in the household, for work done in tax years 2019 through 2028.

    Who can get it Colorado taxpayers with a disability, or with a family member who has one, under the program’s income limit ($191,456 for 2026).

    How to apply Start with the eligibility survey on the Division of Housing’s page.

    Who decides The Colorado Division of Housing.

  • Health First Colorado (Medicaid) home modification

    Changes such as ramps, bathroom and kitchen changes and wider doors.

    $14,000 lifetime

    maximum on most of the waivers that offer it.

    Who can get it People enrolled in certain Medicaid home and community waivers, such as the Elderly, Blind and Disabled waiver.

    How to apply Ask your case manager.

    Who decides Health First Colorado, through your Medicaid case manager.

  • Colorado disabled veteran property tax exemption

    Tax exemption

    Lower property tax on the home you live in. It is not a grant.

    Half of the first $200,000

    of the home’s actual value is exempt.

    Who can get it Veterans with an honorable discharge and a VA rating of 100% permanent and total, or individual unemployability, who own the home and live in it. Some Gold Star spouses qualify too.

    How to apply Apply to your county assessor between January 1 and July 1, with your VA Benefit Summary Letter.

    Who decides Your county assessor, using your VA Benefit Summary Letter.

What to gather

Having these ready makes an application, or a talk with a service officer, go faster.

  • Your DD-214, or other discharge papers.
  • Your VA rating decision or Benefit Summary Letter, which shows your service-connected disabilities and rating.
  • Proof that you own the home, or, if you rent, the owner’s written OK (HISA needs it signed and notarized).
  • For HISA, your VA doctor’s prescription, then an itemized estimate (labor, materials, permits, inspections) and a color photo of the area to be changed.

Talk to VA before any work starts. Work done first may not be covered.

A free county veterans service officer can help you check what fits and apply: find your county veterans service office.

Talk to a service officer at VETEFITS, Saturday, November 14

A free day for Colorado veterans and families, with one-on-one time with accredited veteran service officers. Bring your DD-214. Registration takes about a minute.

In crisis, or worried about a veteran?

The Veterans Crisis Line is free, confidential and available 24/7. You do not have to be enrolled in VA benefits or health care to use it.

For TTY, call 711 then 988. If someone is in immediate danger, call 911 or go to the nearest emergency room.

The Veterans Crisis Line is run by the VA. VETEFITS is not the VA and does not answer these calls, texts or chats. More ways to reach them, including from a computer, are on the Veterans Crisis Line website.